Reported by Spam Maps Admin 2015-11-27 05:23:57

Tips and tricks check WHO CALLED from 800-234-0228

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Recent Comments for 8002340228

Post by Lukebag,

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Post by CG-No.Calif.,

800-234-0228 Got the same message about "important" information, call Pat Clark - Called and was told to give them my number to make sure they had the right person -  (I have my number blocked for any , etc - calls -)  I refused stating that I do not give out my number - - and how did I know they're not a telemarketing outfit -  She said they were not -  It sounded like phishing to me -  If it's a collection agency, then they have the wrong number as I have no outstanding debts that I'm aware of -  Since it's a brand new number for me, perhaps the person who had it before did have outstanding debts -

Post by mad as hell,

8002340228 I keep getting these numbers from Pat Clark - If you call them back your number will show up even if you block it because they have the software to unblock your number - So what can we do????????

Post by woody,

800-234-0228 This company always call our phone number - It's always bothering and said he is bob - We don't know who he is - This should be report to FTC - How come he always call - Do not answer this call - I think this is scam - I never answer on this call -

Post by KS,

8002340228 I am tired of this person (automated thing) calling everyday - including weekends -

Post by David,

800-234-0228 I got a message on my Voicemail from a "Pat Clark" saying they had and important business matter to discuss with me and i needed to call them to resolve the issue -  When i called a women answered and asked for my name and number -  When i wouldnt give it to her she turned into a straight (female dog) and was screaming at me -  She really was a sweet heart -

Post by Wendy,

8002340228 I just got the call from these people - It was a man named Pat or Bob don't really remember - I was shocked and just wrote the number down before I hung up - He said he was a debt collector and had an important matter to discuss with me - At the beginning of the recording it said (if This is not Wendy please hang up now) so anyway I called back and no one answers It does give an option to change payment arrangements - (what payment arrangements?) - I don't owe anyone money - not sure whats going on This was the first call I got so we'll see what happens -

Post by Mandy,

800-234-0228 I keep getting calls from "Pat Clark" with an "important personal matter to discuss with you -  Please call --- -"  I am tired of them leaving messages on a DAILY basis -  At first it was a male "Pat Clark" and and - number -  I looked it up online and it said he was selling long distance service or was a debt collector -  Now I'm getting a female voice DAILY -  My number is on the DO NOT CALL REGISTRY; they should not be calling me - I have no debt -

Post by crawford930,

8002340228 Same story for me as above posts -  I have gotten a call each weekday for the last weeks and have not called back -  Today it was a voice recording, like a machine, leaving the message - Earlier it had been a man's voice -  Help

Post by helpImgoingcrazy,

800-234-0228 they call every day for months now, we never answer our phone

Post by Steve,

8002340228 They call almost daily and leave messages -  When I try to call the number back the line is busy - has anybody gotten these calls to stop?

Post by ad,

800-234-0228 I wish I knew how to get the [***] to stop calling - -

Post by Duke,

8002340228 Same as everyone else - - times a day - female voice with same message -  A year and a half later than the first post here, I'm surprised they haven't changed their tactics -

Post by punchme,

800-234-0228 I also received one of these calls - I called back and simply said "I received a vague message from a Pat Clark" and the woman responded "Pat Clark is a recording - We were trying to reach <name> -" It was a name that I've never heard before, so I simply said "I know of no one by that name" at which point she said "thank you" and hung up -

Post by Annoyed in Chicago,

8002340228 I called the number, and the man who answered said HIS name is Pat Clark (they picked a pseuonym that could be a man or woman) - I asked what company he's with, and he said "National Enterprise" - Googling that, I see that it's a collection company, www -nes -com

Post by Sara,

800-234-0228 I got this same message twice today - How do you get this stopped and did you call the number back?Sara

Post by Tom,

8002340228 I keep getting the same call, it's been going on for as long as I can remember, tried calling at Aug and no answer - must not like to work late - lol ;P

Post by Roger,

800-234-0228 just got my first call from them to my cell phone - Caller ID showed up as -- - Once again, "pat clark" calling, saying to call him at -- -

Post by Tom,

8002340228 I keep getting the same call, it's been going on for as long as I can remember, tried calling at Aug and no answer - must not like to work late - lol ;P

Post by Annoyed,

800-234-0228 Receive repeated calls unknown business using --, --, -- -  On-line research indicates “Pat Clark” for National Enterprise Services [Debt Collection] -  If the call is answered, the recording directs to -- which does not answer -  I have received numerous unwarranted calls from this company for months -  I have no accounts nor debts with this company -  They provide no means to request do not call -The company does not identify themselves nor their phone number - The call is in blatant violation of FDCPA USC - I file each complaint with the FTC Do-Not-Call -

Post by Rob,

8002340228 So, I just got another of the "Restricted Unknown Nam number" calls, actually from a human this time -  The person on the line was a "Victor", asked for someones name, and avoided my questions when I asked what it was about -  I eventually got him to admit to being with "National Enterprise Systems" and that he couldn't say why he was calling -  Upon hearing this, I told him how after researching the callback number I got on the or so messages I had previously received, I had reason to believe that his company practiced cold-calling and false debt collection -  Response:  " - -that's - -negatory - -"  Asked him to make sure his company no longer called this number, was asked if I had another number for the person they were calling for, and were told that I did not -  Thanked me, and said "have a nice day"There wasn't any yelling or foul language, just the random calls, and dodging of questions -

Post by Tam,

800-234-0228 I got a message on my voicemail from a "Pat Clark" (female) saying they had and important business matter to discuss with me and to call back at -- -  I have gotten calls this week -  I called back for the first time today from a different phone -  The first time they hung up without speaking and when I called right back a man answered saying "Angela?" when I said "no" he hung up -

Post by Duncan,

8002340228 Used to be if the calling party did not hang up it did not matter if the called party did or not - The line remained open -

Post by Brenda,

800-234-0228 Caller asks to call back about important business matter, identifies as Pat Clark --- - Calls often daytime and night time at least once a week and sometimes several times a week -

Post by Jo,

8002340228 Ugh, I just got the same freakin call -  First time for me -  I hate people like this -

Post by lamet,

800-234-0228 www -budhibbs -com collectorpages nes -htmNational Enterprise Systems, Inc - Solon Rd -Solon, OH (Cleveland)-- -- -- -- -- ---- -- Fax: -- &    --   Web Address: www -nes -com Email: [email&#;protected] * * Head Debt Collectors:Ernest R - Pollak, CEOScott Pollak, PresidentChristopher M - Pollak, Vice President--------------------------------------------------------------------------------Bud Says                         Consumer Comments Below This organization generates a lot of complaints like this typical email:“I am writing you concerning a company called National Enterprise Systems, Inc - They ended up calling me up at work and harassing me, I specifically asked them not to contact me there - Not even two minutes later they called my workplace again and asked to speak to my manager - I contacted the local authorities as they stated when they called my residence that they were “Federal Agents" and "I was in big trouble with the law" - I thought that they were not allowed to call your place of employment if you asked them not to - Yesterday they contacted my place of employment once again - I am fed up with being harassed -”A quick check on Pacer shows lawsuits naming National Enterprise System, Inc - dating to - The majority of complaints we receive are for harassment, contacting family, friends, calling employers, the usual standard violation of slimy collection organizations such as NES -According to records we found on a search engine, NES Head Debt Collector Ernest R - Pollak and wife Ellen reside in Salon, OH and are easily accessible to consumers wishing to voice their complaints on the apparent illegal treatment he is allowing his debt collectors to practice -I suggest anyone who thinks they have been treated unjustly or in a disgusting manner violating the law to contact Ernie the debt collector at:National Enterprise Systems, Inc -Ernest R - Pollak, President Solon Rd     Solon, OH -Phone: () - x    Toll Free: () -Fax: () -   E-mail: [email&#;protected] * * If that fails to resolve your issue, whether it be harassing calls to your employer, family, etc, or his collectors posing as ‘federal agents’ as described above, we suggest you do the following: ) Record all calls from NES collectors -) Contact us for referral to a local consumer law professional -) Contact us for referral to law enforcement for possible charges -) If that does not work and the harassment continues, we may pass along the home address for Ernie and Ellen in the hopes they may want to discuss your situation from their home, in the evening - CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card - If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w your location -  Assistance and referral to a consumer legal specialist may be available -Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMYDealing with Debt Collectors www -budhibbs -com First -htm    Statute of Limitations by State – always double check YOUR OWN STATE Government Website www -budhibbs -com statute_of_limitations -htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitewww -budhibbs -com record -htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you - The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you -Under the FDCPA, a debt collector is someone who regularly collects debts owed to others - This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them -Here are some questions and answers about your rights under the Act -What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage - The FDCPA doesn’t cover debts you incurred to run a business -Can a debt collector contact me any time or any place? No - A debt collector may not contact you at inconvenient times or places, such as before in the morning or after at night, unless you agree to it - And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there -How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake - If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you - Here’s how to do that:Make a copy of your letter - Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received - Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit - Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact - The creditor or the debt collector still can sue you to collect the debt - Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you - If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work - Collectors usually are prohibited from contacting third parties more than once - Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney -What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you - This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money - Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you - You have to send that letter within days after you receive the validation notice - But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe -What practices are off limits for debt collectors?Harassment - Debt collectors may not harass, oppress, or abuse you or any third parties they contact - For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone - False statements - Debt collectors may not lie when they are trying to collect a debt - For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are - Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action - Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name - Unfair practices - Debt collectors may not engage in unfair practices when they try to collect a debt - For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard - Can I control which debts my payments apply to? Yes - If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select - Equally important, a debt collector may not apply a payment to a debt you don’t think you owe -Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect - If they win, the court will enter a judgment against you - The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt - Wage garnishment happens when your employer withholds part of your compensation to pay your debts - Your wages usually can be garnished only as the result of a court order - Don’t ignore a lawsuit summons - If you do, you lose the opportunity to fight a wage garnishment -Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U -S - Contractors Outside the U -S -     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans - Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated - If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills - The judge can require the debt collector to pay you up to ,, even if you can’t prove that you suffered actual damages - You also can be reimbursed for your attorney’s fees and court costs - A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to ,, or one percent of the collector’s net worth, whichever amount is lower - Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it -What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights - Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www -naag -org) and the Federal Trade Commission (www -ftc -gov) - Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act - Your Attorney General’s office can help you determine your rights under your state’s law -For More InformationTo learn more about debt collection and other credit-related issues, visit www -ftc -gov credit and MyMoney -gov, the U -S - government’s portal to financial education -The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them - To file a complaint or to get free information on consumer issues, visit ftc -gov or call toll-free, --FTC-HELP (---); TTY: --- - The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U -S - and abroad February File complaints with Federal Trade Commission  https: www -ftccomplaintassistant -gov FTC_Wizard -aspx?LangenYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www -naag -orgIf you or they are located in NY – use this SPECIAL Link  www -NYDebtHelp -comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices -  HE’S CRACKING DOWN AND SHUTTING THEM DOWNAlso report your calls and contacts with debt collectors at www -budhibbs -com index -html  If the company is listed under agencies – report there - If not on the list YET, click on Watchlist and add to the list -   You can also post here www -collectorsexposed -com forum index -php?board -

Post by Anon,

8002340228 This is a recording that refers to himself as "Pat Clark" and says he has an important business matter to discuss - He leaves this number for us to call back -

Post by Teresa,

800-234-0228 Same recording as everyone else describes left on my machine - times a  day for the past weeks -

Post by scott,

8002340228 I keep getting this call every day and have no idea what it is about -  I need to get it to stip

Post by Jabet,

800-234-0228 I've been getting calls from a Pat clark - I got bact to back call a  message was left, first call was a woman voice saying this is Pat Clark I have important personal matter to discuss pls call ---, then nd message same recording with a man voice -

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